2026 Refund Estimate Calculator
Includes self-employment income/expenses + estimated credits (CTC/ODC/ACTC/EITC/AOTC)
How to know if you qualify for EITC
You may qualify for EITC if ALL of these are true:
- You worked and have earned income (W-2 or self-employment). Unemployment/SSI do not count as earned income.
- You (and spouse, if filing jointly) have a valid SSN that is valid for employment.
- You are not filing “Married Filing Separately.”
- You are a U.S. citizen or resident alien for the year.
- Your investment income is not over the IRS limit (interest/dividends/stock gains).
- Your income is under the IRS limit for your filing status and number of qualifying children.
If you’re claiming children for EITC, the child must:
- Live with you in the U.S. for more than half the year (temporary absences can still count).
- Meet relationship rules (child/step/foster/sibling, etc.).
- Meet age rules (or be permanently disabled).
- Not file a joint return (unless only to claim a refund).
Important for self-employed filers: The IRS may request proof of income and proof your business is real
(records, invoices, deposits, receipts, mileage logs, etc.). Not having proof can delay or reduce EITC.
Disclaimer: Estimates only. Final tax results may vary based on IRS rules, eligibility, and verification.